Legal Disclaimer

Last Updated: January 1, 2025

1. General Information

The information provided on this website and through the services of PDQ CASH ADVANCE, LLC is for general informational purposes only. While we strive to keep the information up to date and accurate, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on this website.

2. Not Financial Advice

The information provided by PDQ CASH ADVANCE, LLC does not constitute financial, investment, tax, legal, or accounting advice. You should consult your own financial advisor, tax consultant, or legal counsel before making any financial decisions. We are a credit intermediation service and do not provide comprehensive financial planning services.

3. Loan Product Disclaimer

Important Notice: Short-term cash advances and loans are intended to address immediate financial needs and should not be used as long-term financial solutions. Customers with credit difficulties should seek credit counseling before entering into any loan transaction.

4. Credit Implications

PDQ CASH ADVANCE, LLC may perform credit checks through one or more credit bureaus. By submitting your information, you agree to allow us to access your credit report. Your credit score may be impacted by credit inquiries. Late or non-payment of your loan may negatively impact your credit score.

5. APR Disclosure

Annual Percentage Rate (APR) for loans can vary significantly based on:

• Loan amount
• Loan term
• Your creditworthiness
• State regulations
• Lender policies

APRs for short-term loans can range from 200% to 2,290%. Loans from a state that has no limiting laws or loans from a bank not governed by state laws may have an even higher APR. The APR is the rate at which your loan accrues interest and is based upon the amount, term, and cost of your loan, repayment amounts, and timing of payments.

6. State Availability

Our services are not available in all states. State laws and regulations may prohibit or restrict short-term lending. PDQ CASH ADVANCE, LLC operates in compliance with applicable state and federal laws. Residents of some states may not be eligible for a cash advance based upon lender requirements.

7. Collection Practices

If you fail to repay your loan according to its terms, the lender may:

• Place your account with a third-party collection agency
• Offer to renew, extend, or modify your loan (which may result in additional fees)
• Report your account status to credit bureaus
• Pursue legal action to collect the debt

8. Renewal Policies

Loan renewal policies are primarily governed by state regulatory legislation. Loan renewal options may not be available in all states. It is important to carefully review renewal policies before accepting a loan. Additional fees may apply for renewals or extensions.

9. No Guarantee of Approval

Submission of a loan application does not guarantee approval. Loan approval is subject to meeting underwriting requirements, which may include:

• Verification of income
• Credit history evaluation
• Employment verification
• Bank account verification
• Other criteria as determined by lenders

10. Third-Party Lenders

PDQ CASH ADVANCE, LLC may connect you with third-party lenders. We are not responsible for the actions or inactions of any lender, are not an agent, representative, or broker of any lender, and do not endorse any lender. We receive compensation from lenders and/or third parties for connecting consumers with lenders.

11. Website Security

While we implement security measures to protect your information, we cannot guarantee absolute security. Internet transmissions are never completely private or secure. Any information you transmit to us is done at your own risk.

12. External Links

This website may contain links to external websites that are not provided or maintained by us. We do not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites.

13. Limitation of Liability

In no event will PDQ CASH ADVANCE, LLC, its officers, directors, employees, or agents be liable to you for any direct, indirect, incidental, special, punitive, or consequential damages whatsoever resulting from:

• Errors, mistakes, or inaccuracies of content
• Personal injury or property damage resulting from your access to our services
• Unauthorized access to our servers or personal information
• Interruption or cessation of transmission to or from our services
• Bugs, viruses, or other harmful components transmitted through our services
• Loss or damage incurred from the use or inability to use our services

14. Marketing Communications

By providing your contact information, you may receive marketing communications from us and our partners. You can opt-out of these communications at any time by following the unsubscribe instructions in the communications or by contacting us directly.

15. Responsible Borrowing

We encourage responsible borrowing and urge you to:

• Borrow only what you can afford to repay
• Understand all terms and conditions before accepting a loan
• Make payments on time to avoid additional fees
• Contact your lender immediately if you anticipate payment difficulties
• Consider alternatives to high-cost loans when possible

16. Alternative Financial Resources

Before taking out a short-term loan, consider these alternatives:

• Payment plans with creditors
• Credit union loans
• Credit counseling services
• Local financial assistance programs
• Advances from employers
• Loans from friends or family

17. Complaints and Disputes

If you have a complaint about our services, please contact us first at:

You may also contact your state's regulatory agency or the Consumer Financial Protection Bureau (CFPB) at:

18. Changes to This Disclaimer

We reserve the right to modify this disclaimer at any time. Changes will be effective immediately upon posting to this website. Your continued use of our services following any changes indicates your acceptance of the modified disclaimer.

19. Contact Information

For questions about this disclaimer, please contact:

20. Acknowledgment

By using our website and services, you acknowledge that you have read, understood, and agree to this disclaimer in its entirety. If you do not agree with any part of this disclaimer, please do not use our services.